Too many complain about not having enough money and believe the only way to get more is to work more or get a raise. While this strategy can be useful, you have more power right now than you may think.

Here are some ways you can start saving money immediately and making it work for you:

1. Create a budget: The first step to saving money is to know where your money is going. Take some time to track your expenses and create a budget that outlines your income and expenses. This will help you identify areas where you can cut back and allocate more money towards savings. It's one of the most beneficial exercises you will ever do to contribute toward your financial wellness.
2. Cut unnecessary expenses: Look for ways to reduce your expenses by cutting out non-essential items or activities. This could include canceling subscriptions or memberships, eating out less frequently, or reducing your energy usage.
3. Increase your income: Consider ways to increase your income, such as taking on a part-time job, freelancing, or selling items you no longer need.
4. Save automatically: Set up automatic transfers from your checking account to your savings account to make saving easier and more consistent.
5. Shop around for the best deals: Take the time to compare prices and shop around for the best deals on items you need. Look for discounts, coupons, and sales to save money on your purchases.
6. Invest your money: Investing your money can help it grow over time and provide a return on your investment. Consider speaking with a financial advisor to determine the best investment options for your goals and risk tolerance.
7. Start a side hustle: A side hustle is a way to earn extra income on the side. This could be something you're passionate about or a skill you have that you can monetize.
8. Pay off debt: Paying off high-interest debt can help you save money in the long run. Consider using any extra money you have to pay off debt and reduce the amount of interest you pay over time.

By implementing these strategies, you can start saving money and making it work for you today. When you start having more cash flow, you can use that to create even more. Discipline and commitment are key. Give yourself a year of these strategies and see how you do. We bet you will be happier and less-stressed than you may realize. Living Fierce Club's Wealth Hub (member access only) goes into even more depth on these strategies making it "doable" for anyone to create the life of their dreams.